Do you enjoy the personal recognition you receive when a Customer Service Representative knows you by name? Enjoy this friendly atmosphere at the Bank of Denver.
Free Checking
Do you enjoy the personal recognition you receive when a Customer Service Representative knows you by name? Experience that difference with the Bank of Denver Free Checking Account with unlimited check writing. Enjoy this friendly atmosphere with NO Service Fees, 50 FREE checks and a FREE Visa® Debit Card for one year.

E-Checking Account *
Open an E-Checking Account and live life the carefree way. No more getting to the bank just in time. An E-Checking Account makes your banking easier and is just a mouse click away. The best part of an E-Checking Account is NO Service Fees, FREE Online Banking and Bill Pay, and a FREE Visa® Debit Card1 for the life of the account.You will also receive 10 FREE out-of-network ATM transactions per month.2 You will receive an online statement with this account and unlimited check writing.3

Home Deposit Checking
Simplify Your banking. This is the account that simplifies all of your banking from home and your computer. This account includes; no service fees, unlimited automatic ATM refunds, free on-line banking with bill pay, and a free debit card.*. You also get the ability to make deposits from home. Click here for more information.
*All for one year and after one year $5 a month.

Regular Checking Account
If you need an economical checking account, this is it! Unlimited check writing, FREE Online Banking, NO Service Fee with a minimum daily balance of $500 or more and apply for EITHER an ATM card or a Visa® Debit Card.

Money Market Account
Does your money work as hard as you do? Open an interest-bearing Money Market Account with the Bank of Denver and watch your "nest egg" grow! If funds need to be accessed, you may write up to 3 checks a month. (Other restrictions apply.4)

Regency Account
If you are 55 years or older, the Regency Account with unlimited check writing may be for you. It comes with FREE checks, FREE Visa Debit Card, and FREE Cashiers Checks/Money Orders. There are no monthly service charges and no minimum balance required. This account affords seniors substantial savings year-round.

NOW Account
If you always have an extra cash reserve, yet like the choice of it being readily available at your finger tips, then this may be the account you need. The NOW Account allows UNLIMITED check writing capability but PAYS interest on your extra funds. What better way to make your spare money work for you.

* Refer to the Online Banking Agreement for the hardware and software requirements used to access Online Banking and to maintain this account.
1 Reissues for a lost or stolen card will be assessed our normal fee. See Fee Schedule.
2 You must bring in or mail your ATM receipts to the bank within 35 days of the date the transaction took place.
3 If you would like to receive a paper statement for your account, you will need to open a different type of account.
4 You can also make up to 3 debit transfers a month in addition to the 3 checks written

  Minimum To Open Minimum To Avoid Service Fee Monthly Service Fee Interest Paid Checks Debit Card Bounce Protectionsm Online Banking Early Closure Fee
Free Checking Account $100 None1 None No Free3 Free4 Yes8 Free $25
Home Deposit Checking $50 None2 None No At Cost Free No Free $25
E-Checking Account $50 None None No At Cost Free Yes8 Free $25
Regular Checking Account $100 $500 $5.00 No At Cost $10.00 Annually Yes8 Free $25
Money Market Account $1,000 $1,000 $8.00 Yes5 At Cost No Yes8 Free $25
Regency Account $100 None None No Free6 Free Yes8 Free $25
NOW Account $100 $1,000 $8.00 Yes7 At Cost $10.00 Annually Yes8 Free $25

1 Monthly service fee waived for the first year the account is open, then it is treated as a Regular Checking Account.
2 Monthly service fee waived for the first year, then it's $5 a month.
3 First 50 checks are free from pre-selected styles from the bank's vendor.
4 Free for the first year and then $10 annually. Accounts are subject to any overdraft and ATM transaction fees.
5 No minimum balance required to earn interest. Interest is accrued daily and compounded monthly, paid on the first business day of the month.
6 Limited to pre-selected styles offered from our vendor.
7 No minimum balance required to earn interest. Interest is compounded daily and paid on the day your statement cycles.
8 $30 charge for each item created by check or through withdrawals made in person, or through ATM withdrawals or other electronic transactions paid by your Bounce Protection limit. Overdrafts over and beyond the established Bounce Protection limit may result in a check or checks being returned to the payee. The account must be brought to a positive balance within 30 days of the first overdraft.

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