FACTS

WHAT DOES BANK OF DENVER
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and Account Balances
• Credit History and Credit Score
• Payment History and Income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Denver chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Bank of Denver Share?

Can you limit this sharing?

For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our everyday marketing purposes -
To offer our products and services to you.

Yes

No

For joint marketing with other financial companies

No

We don't share.

For our affiliates' everyday business purposes -
Information about your transactions and experiences.

No

We don't share.

For our affiliates' everyday business purposes -
Information about your credit worthiness.

No

We don't share.

For non-affiliates to market to you

No

We don't share.

Questions?

Call 303-572-3600

Who is providing this notice?

Bank of Denver

What we do

How does Bank of Denver protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bank of Denver collect my personal information?

We collect your personal information, for example, when you:

• Open an account or provide account information
• Show your driver's license
• Apply for a loan
• Give us your contact information
• Provide employment history

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates' everyday business purposes - information about your credit worthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by a common ownership or control. They can be financial and non-financial companies. Bank of Denver has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Bank of Denver does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you. Bank of Denver doesn't jointly market.