Stimulus Check Information

Stimulus Check Information and FAQs

Stimulus Package Details: The second IRS Stimulus package provides $600 direct payments to individuals making up to $75,000 per year; $1,200 for couples making up to $150,000 per year — with payments phased out for higher incomes — and $600 additional payments per dependent child.

Some direct deposit payments may have arrived as early as Tuesday night for some and will continue into next week. Paper checks will begin to be mailed, Wednesday, Dec. 30.

We encourage you to visit to follow any new updates from the IRS.

Q:  When will my Stimulus Check be deposited into my Bank of Denver account?

A:  Although we cannot predict when your specific deposit will arrive. Bank of Denver receives our Federal Reserve deposit file in the mornings between 8am and 11am every business day.

Q:  Can I setup an alert for when my stimulus deposit is in my account?

A:  Yes. You can setup an email or login alert through Online Banking. After you have logged into Online Banking, go to Options then go to Configure Alerts for Your Account, then go to Events. Under events select the checkbox next to email and/or login that is next to Receiving Incoming ACH Credits, then click Submit.

Q: What if the Bank of Denver account I previously used to receive my IRS tax refund has since been closed?

A: If you are eligible for a payment, and the account the U.S. Treasury directed your payment to was closed on the date the funds were received, Bank of Denver has returned the funds to the U.S. Treasury and they will redirect funds to you via check to the address they have on file for you.

Q: Should I visit a branch or call for additional information?

A: Our employees in the branches and call centers will not have access to your individual status of whether you will receive a check, or where your payment is in the process.

Q: Did the Bank of Denver share my account number information with the IRS?

A: No, Bank of Denver did not provide your account information to the IRS. If eligible, the IRS uses the bank account reflected or reported on your 2019 or 2018 tax return.