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Earn and save more money with free Kasasa Cash®. Get really high interest — 2.50% APY* — on balances up to $15,000. Then, link it to free Kasasa Saver®, so your rewards become automatic savings.


Do you currently have an account with The Bank of Denver?

  • Free checking that pays high interest
    • 2.50% APY* to 0.54% APY on balances over $15,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards**                                                                          
  • No monthly maintenance fees
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking with mobile deposit
  •   (account must be in good standing for 30 days for mobile deposit)
  • Free Visa® debit card
  • $50 minimum deposit to open

**If your account is at a zero balance on the day the interest is to be credited, you will not receive the accrued interest.

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases, each greater than $5.00
  • At least 1 ACH credit or debit transaction
  • Be enrolled in and agree to receive e-statements

Told you it was easy. If you don't meet the qualifications during the month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get right back to earning your full rewards the very next month.

Monthly Qualification and Statement Cycle Dates


Do you currently have an account with The Bank of Denver?

*Kasasa Cash

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to and including $15,000 receive APY of 2.50% (2.47% interest rate)  and balances over $15,000 earn 0.25% interest rate on the portion of balance over $15,000, resulting in a range from 2.50% to 0.54% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of  $25 ($4.99 per single transaction) for nationwide ATM fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher.  We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee.  If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/18/2022. Rates and rewards are variable and may change after account is pened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Monthly ACH credit or debit, receipt of electronic statements is conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account Contact a bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A