Make shopping more rewarding with free Kasasa Cash Back®. Enjoy up to 6.00% cash back on your everyday debit card purchases.* You'll also get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM. 

Base Cash Back

4.00% cash back

$8 per month | $96 annually

on up to $200 in purchases monthly

Refunds on ATM fees, nationwide
(up to $25 monthly)2

Qualifications

  • At least 12 debit card purchases
  • At least 1 ACH credit or debit transaction
  • Be enrolled in and agree to receive e-statements
With a Miminum Avg. Balance of $1,000

6.00% cash back

$12 per month | $144 annually

on up to $200 in purchases monthly

Refunds on ATM fees, nationwide
(up to $25 monthly)2

Qualifications

  • At least 20 debit card purchases
  • At least 1 ACH credit or debit transaction
  • Be enrolled in and agree to receive e-statements
  • Maintain an average balance of at least $1,000

Do you currently have an account with The Bank of Denver?

Details
  • Free checking that pays you back
  • 4.00 - 6.00% cash back on debit card purchases* if qualifications are met 
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $144 cash back per year, $12.00 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards**
  • No monthly maintenance fees
  • Free Digital Banking
  • Free E-statements
  • Free mobile banking with mobile deposit (account must be in good standing for 30 days for mobile deposit)
  • Free Visa® debit card

**If your account is at a zero balance on the day the interest is to be credited, you will not receive the accrued interest. 

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: 

To earn 4.00% cash back: 

  • At least 12 debit card purchases
  • At least 1 ACH credit or debit transaction
  • Be enrolled in and agree to receive e-statements

To earn 6.00% cash back: 

  • At least 20 debit card purchases
  • At least 1 ACH credit or debit transaction 
  • Be enrolled in and agree to receive e-statements 
  • Maintain an average balance of at least $1,000

That’s really it.?If you don't meet the qualifications during the month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get right back to earning your cash rewards the very next month. 

Do you currently have an account with The Bank of Denver?

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.  

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.  Visit us at www.thebankofdenver.com or call 303-572-3600 and speak to one of our branch service representatives for specific Monthly Qualification Cycle dates.  

Reward Information: When Kasasa Cash Back-Multi-Level account qualifications are met during a Monthly Qualification Cycle, you will receive: 

  • Level 1 Rewards:  You will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle. In addition, you will receive the ATM rewards as articulated below.

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  • Level 2 Rewards:  You will receive 6% cash back on up to a total of $200 card purchases that post and settle to the account during that cycle period. A maximum of $12 cash back payments may be earned per Monthly Qualification Cycle.  In addition, you will receive the ATM rewards as articulated below. 

  • ATM Rewards:  You will also receive reimbursements up to the aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back-Multi-Level account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.  

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. 

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back-Multi-Level account on the last day of the current statement cycle. 

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.   

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the Kasasa Cash Back – Multi-Level account. $50 minimum deposit is required to open the Kasasa Saver account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Certain transaction and service fees may apply.  Refer to our Fee Schedule for more information.  If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash Back-Multi-Level account is required to have a Kasasa Saver account. A Kasasa Saver account is required for automatic savings. Contact one of our service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back-Multi-Level and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.