APY = Annual Percentage Yield. Rates effective as of May 26, 2017. Fees may reduce earnings.

Kasasa Cash*Learn More

Tier Minimum Required Opening Deposit Interest Rate APY
0 - $25,000 $50.00 1.98% 2.00%
$25,000+ $50.00 0.25% 2.00% - 0.60%
Qualifications not met $50.00 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 1 ACH debit
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications during the month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get right back to earning your full rewards the very next month.

 

Kasasa Saver*Learn More

Tier Minimum Required Opening Deposit Interest Rate APY
0 - $50,000 $50.00 0.75% 0.75%
$50,000+ $50.00 0.25% 0.75% - 0.42%
Qualifications not met $50.00 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH debit
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

 

Money MarketLearn More

Tier Minimum Required Opening Deposit Interest Rate APY
Under $10,000 $1,000 0.15% 1 0.15%
From $10,000 to $24,999 $1,000 0.20% 1 0.20%
From $25,000 to $49,999 $1,000 0.25% 1 0.25%
From $50,000 to $249,999 $1,000 0.30% 1 0.30%

Business Money MarketLearn More

Tier Minimum Required Opening Deposit Interest Rate APY
Under $10,000 $5,000 0.15% 1 0.15%
From $10,000 to $24,999 $5,000 0.20% 1 0.20%
From $25,000 to $49,999 $5,000 0.25% 1 0.25%
From $50,000 to $249,999 $5,000 0.30% 1 0.30%

Business NOW AccountLearn More

Deposit Requirement Interest Rate APY
$100 0.15% 1 0.15%

Certificates of Deposit Under $95,000Learn More

Deposit Requirement Term Interest Rate APY
$1,000 or more 1 Year 0.35% 2 0.35%
Option CD $5,000 or more 1 Year 0.35% 2 0.35%

An interest penalty for early withdrawal on certificates of deposit may apply.

Certificates of Deposit Over $95,000Learn More

Deposit Requirement Term Interest Rate APY
$95,000 90 Day 0.30% 2 0.30%
$95,000 6 Months 0.30% 2 0.30%
$95,000 1 Year 0.35% 2 0.35%

An interest penalty for early withdrawal on certificates of deposit may apply.

Individual Retirement AccountLearn More

Type Term Minimum Required Opening Deposit Interest Rate APY
Fixed Rate 1.5 Years $100 0.75 3 0.75
Variable Rate 1.5 Years $100 0.75 3 0.75

An interest penalty for early withdrawal on individual retirement accounts may apply.

Savings

Type Minimum Required Opening Deposit Interest Rate APY
Regular $100 0.15% 4 0.15%
Business $100 0.15% 5 0.15%
CBT and GVA Union Accounts $100 0.20% 5 0.20%

1 Interest is accrued daily and compounded monthly at statement cycle. Interest is earned at a variable rate.

2 Interest is compounded daily and credited as per the terms of the Certificate of Deposit.

3 Interest is compounded daily and credited quarterly.

4 Interest is compounded quarterly and credited quarterly on the day the statement cycles.

5 Interest is compounded monthly and credited monthly on the day the statement cycles.