APY = Annual Percentage Yield.

APY's are accurate as of November 1, 2023. Fees may reduce earnings.

Kasasa Cash* Learn More

Tier Minimum Required Opening Deposit Interest Rate APY
0 - $25,000 $50.00 4.88% 5.00%
$25,000+ $50.00 0.25% 5.00% - 1.20%
Qualifications not met $50.00 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH debit or credit
  • At least 12 debit card purchases, each greater than $5
  • Be enrolled in and agree to receive e-statements

If you don't meet the qualifications during the month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get right back to earning your full rewards the very next month.

Rates are variable and may change after the account is opened.

Kasasa Saver* Learn More

Tier Minimum Required Opening Deposit Interest Rate APY
All Balances $50.00 1.98% 2.00%
Qualifications not met $50.00 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each greater than $5.00 for Kasasa Cash and each for any amount for Kasasa Cash Back 
  • At least 1 ACH debit or credit transaction
  • Be enrolled in and agree to receive e-statements

Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Rates are variable and may change after the account is opened.

Money Market Learn More

 

Tier Minimum Required Opening Deposit Interest Rate APY
Under $10,000 $1,000 1.24%1 1.25% 
From $10,000 to $24,999 $1,000 1.49%1 1.50% 
From $25,000 to $49,999 $1,000 1.74%1 1.75% 
From $50,000 to $249,999 $1,000 1.98%1 2.00% 

 

Rates are variable and may change after the account is opened.

Business Money Market Learn More

Tier Minimum Required Opening Deposit Interest Rate APY
Under $10,000 $5,000 1.24%1 1.25% 
From $10,000 to $24,999 $5,000 1.49%1 1.50% 
From $25,000 to $49,999 $5,000 1.74%1 1.75% 
From $50,000 to $249,999 $5,000 1.98%1 2.00% 

Rates are variable and may change after the account is opened.

Business NOW Account Learn More

Deposit Requirement Interest Rate APY
$100 1.49%1 1.50%

Rate is variable and may change after the account is opened.

Certificates of Deposit Under $95,000 Learn More

Deposit Requirement Term Interest Rate APY
$1,000 or more 1 Year 3.927%2 4.00%
Option CD $5,000 or more 1 Year 3.927%2 4.00%

An interest penalty for early withdrawal on certificates of deposit may apply.

Certificates of Deposit Over $95,000 Learn More

Deposit Requirement Term Interest Rate APY
$95,000 30 Day 4.117%2 4.25%
$95,000 90 Day 4.131%2 4.25%
$95,000 6 Months 3.911%2 4.00%
$95,000 1 Year 3.950%2 4.00%

 

An interest penalty for early withdrawal on certificates of deposit may apply.

Individual Retirement Account Learn More

Type Term Minimum Required Opening Deposit Interest Rate APY
Fixed Rate 1.5 Years $100 2.23%3 2.25%
Variable Rate* 1.5 Years $100 2.23%3 2.25%

*Rates may change after the account has been opened.

An interest penalty for early withdrawal on individual retirement accounts may apply.

Savings

Type Minimum Required Opening Deposit Interest Rate APY
Regular $100 0.65%4 0.65%
Business $100 0.65%5 0.65%
CBT and GVA Union Accounts $100 0.65%5 0.65%

Rates are variable and may change after the account is opened.


1 Interest is accrued daily and compounded monthly at statement cycle. Interest is earned at a variable rate.

2 Interest is compounded daily and credited as per the terms of the Certificate of Deposit. Certificates of Deposit over $95,000  are simple interest.

3 Interest is compounded daily and credited quarterly.

4 Interest is compounded quarterly and credited quarterly on the day the statement cycles.

5 Interest is compounded quarterly and credited quarterly on the day the statement cycles.